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Programs

Homeownership

Habitat for Humanity offers low-income families the opportunity to own a home. Becoming a Habitat homeowner requires commitment, responsibility and deep involvement.

In order to partner with us, you must meet the following preliminary criteria:

  • You must be a first-time homeowner.
  • You must be a Legal Permanent Resident of the United States.
  • You must have lived or worked in our county for at least 12 months. Affiliates for other areas can be found at habitat.org.
  • Your yearly income must fall within our income guidelines, which are adjusted for family size. Income includes wages, Social Security, disability, SSI, TANF and child support.
  • You must have one year of continuous income.
  • You must have a reasonably good credit history. It must be at least 18 months since you discharged any bankruptcies, and you must be making payments on your debts.
  • You must have a need for housing because your current housing is unaffordable, unsafe, or overcrowded.
  • You must be willing to meet the savings requirements for closing costs.
  • You must partner with Habitat for Humanity and contribute "sweat equity," helping to build your home as well as other families' homes, and attend educational workshops. All families must complete a total of 350 hours.

 

The application period is currently closed and will reopen in March of 2020.

Our Community Impact

  • Volunteers 2019

    1335

  • Volunteer Hours 2019

    8,572

  • Homes Built

    89

  • Families Served

    134

© 2020 Habitat for Humanity Bowling Green/Warren County

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