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Requirements and Qualifications

  • You must be a first-time homeowner.
  • You must be a Legal Permanent Resident of the United States.
  • You must have lived or worked in Warren County for at least 12 months. Affiliates for other areas can be found at
  • Your yearly income must fall within our income guidelines, which are adjusted for family size. Income includes wages, Social Security, disability, SSI, TANF and child support.
  • You must have proof of one year of continuous income.
  • You must have a reasonably good credit history. It must be at least 18 months since you discharged any bankruptcies, and you must be making regular, on-time payments on your debts.
  • You must have a need for housing because your current housing is unaffordable, unsafe, or overcrowded.
  • You must be willing to meet the savings requirements for closing costs.
  • You must partner with Habitat for Humanity and contribute "homeowner in progress hours," helping to build your home as well as other families' homes, and attend educational workshops.

Our Community Impact

  • Volunteers 2022/2023


  • Volunteer Hours 2022/2023


  • Homes Built


  • Families Served


© 2023 Habitat for Humanity Bowling Green/Warren County

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