Rooted & Rising Critical Home Repair Program
Our application session is currently closed, we will begin accepting applications for 2026 repairs on January 5th, 2026.
If you are interested in our repair program, please review the general program information below.
Program Overview
The Rooted & Rising critical home repair program at Habitat for Humanity of Bowling Green/Warren County (HFHBGWC) is designed to help low- to moderate-income homeowners address urgent repair needs that impact the safety, accessibility, or livability of their home.
This program aligns with Habitat’s mission to preserve affordable housing and ensure that every homeowner can live in a safe and decent home. By providing critical repairs, HFHBGWC works in partnership with homeowners to stabilize neighborhoods and improve quality of life.
Participation in the program is based on income eligibility and need. Repair assistance may be offered as a grant or, in some cases, as a no-interest loan, depending on the scope and cost of the work.
Qualifications
- Property resides in Warren County, Kentucky
- Applicant must be listed as the owner on the deed to the house
- Home must be the primary residence of the applicant
- Repair is considered critical and necessary (roof, siding, HVAC, plumbing, electrical, floors, accessibility, water, windows, etc.)
- Household income falls below 60% HUD AMI guidelines (see income guidelines below)
- Property taxes, insurance, and mortgage are paid up to date
- Not on the National Sex Offender Public Registry
Application Process
Applications are available on the HFHBGWC website and in person at the affiliate office. Completed applications and required documents must be submitted by appointment or by mail at the contact information below.
Participation in the program is based on income eligibility and need, and is reviewed on a first-come, first-serve basis. The application window will close once all program funds have been used.
Upon submission, HFHBGWC will process the application and schedule an initial construction assessment. Please note, if the total repair cost does not reach $5,000 the repair is delivered as a grant to the applicant without expectation of repayment. On repairs with costs exceeding $5,000, a subsequent forgivable mortgage on the property may be required. Maximum repair cost threshold is set at $25,000. See additional resources below.
Applicants will be notified by mail of the selection decision. The homeowner will be required to pay a one-time partnership fee of $100 at closing.
Additional Resources
Application - This is the 2026 application for this program. This application is to be completed and returned with all supporting documentation to HFHBGWC. Call 270-843-6027 (Ext. 7) to schedule application submission.
Income Guidelines and Program Overview - One page program overview including program income guidelines.
If you have any questions about our program call 270-843-6027 (Ext. 7) to speak to a representative at Habitat for Humanity of Bowling Green/Warren County.
